Finance Options
Finance Options
At West Motor Company, we offer a range of flexible finance plans tailored to suit your needs and lifestyle. Whether you're a private buyer or a business customer, we make financing simple, clear, and accessible.
Explore our finance packages below and discover the option that works best for you.
Personal Contract Purchase (PCP)
For private customers
“I want flexibility and an agreed future value.”
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Flexible deposit options
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Fixed monthly payments
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Agreed future value at the end of the term
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Choose to keep it, upgrade, or return it
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Ideal if you like changing vehicles regularly
Note: You do not own the vehicle outright until the final payment is made.
Hire Purchase (HP)
For private customers
“I want to own my car through monthly payments.”
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Set deposit
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Fixed monthly payments over an agreed term
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Own the car outright at the end
Important: Your vehicle may be repossessed if you do not keep up with repayments.
Business Contract Hire (BCH)
For private customers
“I want hassle-free driving with no disposal risks.”
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Initial rental payment
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Fixed monthly rentals
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Return the vehicle at the end of the agreement
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No need to worry about depreciation or resale
Important: Your vehicle may be repossessed if you do not keep up with repayments.
Existing Finance Customers
Already financing a vehicle with us? We’re here to make things easy. Whether you want to amend your agreement, upgrade your vehicle, or just need advice our finance team is ready to assist.
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Check Your Finance Eligibility
No Impact on Credit Score
We’ve partnered with West London Motor to bring you a Free Finance Eligibility Checker. Find out quickly and easily what finance options you qualify for, without affecting your credit rating.
Financial Disclosure
West Motor Company operates in partnership with West Motor Company (Bromley) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). West Motor Company’s FCA No. 664348.
Through this partnership, we are able to offer advice and introductions to a limited number of finance providers. We act as a credit broker, not a lender.
We do not charge any fees for our Consumer Credit services. However, we may receive a commission or other benefits from finance providers if you choose to enter into an agreement through an introduction by us. This commission may be a fixed fee or a fixed percentage of the amount borrowed. The specific amount of commission may vary by lender and product type, but it does not affect the interest ra
Finance is subject to status and eligibility. Terms and conditions apply. Available to UK residents aged 18 or over. Guarantees may be required.
If you would like further details about the finance providers we work with or the nature of any commissions, please don’t hesitate to ask.